RETAIL BANKING PROFITABILITY IN THE CONTEXT OF FINANCIAL SECTOR TRANSFORMATION. Academicia Globe: Inderscience Research , [S. l.], v. 6, n. 11, p. 23–29, 2025. DOI: 10.17605/. Disponível em: https://agir.academiascience.org/index.php/agir/article/view/1678. Acesso em: 31 jan. 2026.