ANALYSIS OF THE STATE OF PROBLEM-BASED ASSETS IN COMMERCIAL BANKS AND THE PRACTICE OF THEIR REDUCTION

Authors

  • Maksudov Bunyod Abdusamat o‘g‘li Phd. Senior Teacher of the Department Banking Tashkent State University of Economics

Keywords:

Commercial bank, asset, problem asset, risk, problem loan, credit risk, diversification, loan insurance, reserve creation, limitation, hedging, risk management.

Abstract

The article presents factors for the emergence of problem assets in commercial banks, their analysis, and proposals for reducing problem assets. Based on the study and observation of concepts such as "problem asset," "problem loan," "classification of problem assets," and "passive loan" in the scientific article, relevant approaches and recommendations have been formulated, highlighting the main mechanisms used to repay existing problem loans in the bank's portfolio.

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Published

2024-12-23

How to Cite

Maksudov Bunyod Abdusamat o‘g‘li. (2024). ANALYSIS OF THE STATE OF PROBLEM-BASED ASSETS IN COMMERCIAL BANKS AND THE PRACTICE OF THEIR REDUCTION. Academicia Globe: Inderscience Research, 5(12), 38–43. Retrieved from https://agir.academiascience.org/index.php/agir/article/view/1620

Issue

Vol. 5 No. 12 (2024): Agir

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.